Housing Finance For Low Income Group

Financing Option

FWBL Housing Finance for low Income Group will offer following options to its customers.

  • Home Purchase
  • Home Construction (Residential Land + Construction)
  • Home Renovation/Extension
Product Offered to:
  • Salaried Person – Permanent employees of government, semi organization, local government bodies, army, autonomous & semi-autonomous bodies, multinational companies, public limited companies and private limited companies
  • Self Employed Businessperson/ Professionals
Eligibility Criteria
  • Applicant must be Pakistani national.
  • Permanent employee with minimum 3 years continuous employment
  • Monthly net Income should not exceed PKR 100,000 per month and household should not exceed PKR 140,000 per month.

Age Requirement

     Salaried Individuals

  • Minimum age requirement is 23 years or more at the time of loan application & 60 years or retirement age, whichever comes first at the time of loan maturity.

     Self Employed Business person/ Professionals

  • Minimum age requirement is 21 years or more at the time of loan application & 65 years at loan maturity
Loan Amount

Minimum            Rs.500, 000/-

Maximum           Rs. 4,500,000/-

Loan Tenure

Minimum           3 years
Maximum          20 years

Property Value

Financing to be allowed only for the property valued up to 5 Million

Mark- Up

1 Y KIBOR + 2 (with floor rate 8%) (0.5% discount would be allowed for Women)

Equity Requirement

Minimum 15% of Property Value.


     Salaried individuals to provide

  • Applicant must have a valid CNIC
  • Clean credit History
  • Two recent Passport size photograph
  • Salary Slips of attested salary certificate for last three months
  • Bank statement for 6 months
  • Copy of property documents

     Self-employed business persons/professionals to provide:

  • Applicant must have a valid CNIC
  • Clean credit History
  • Two recent passport size photographs
  • Proof of occupation/business
  • Bank statement for last 12 months
  • NTN/Tax returns
  • Copy of property document
Authorized Branches

All FWBL Branches

* Terms and Conditions apply

For more information, please contact your nearest Branch or Call 0331-3925-111/ UAN: 021-111-11-3925.



Site last updated September 17, 2020 @ 6:19 am