Can it be true that the First Women Bank Limited has survived what can almost be called a calculated demise by its detractors ? Yes --- it is true that the First Women Bank Ltd. has not only survived as a commercial bank and development financial institution, the only one of its kind in the world, but is today a proven banking institution in Pakistan.

In this survival whilst the vision of Shaukat Aziz, Minister for Finance & Economic Affairs and Dr Ishrat Hussain, Governor State Bank of Pakistan, is recognised, the credit must go to the FWBL team led by its President, Zarine Aziz. This indomitable woman has proven her leadership qualities, but above all it was her commitment to accept the assignment as a challenge that has brought about what is no less than a miracle.

On the 14th anniversary of FWBL, I dedicate this tribute to the many women who have benefited and there are still in millions waiting out there to be served by the Bank. We all know, and know it too well, that poverty has a female face. Pakistani women have proven that given the opportunity they have the talent in all categories of business ranging from micro to small and medium size.

I am grateful that when I was able to influence matters, I had faith in the turnaround of the Bank and conviction that Pakistan must not let this unique and specialised financial institution languish. I wish FWBL's management all success in its endeavours.