I wanted to break new ground in creativity. If you take fashion as a personal statement then it should be different from others because you want to express your own unique persona. The clothes and the jewellery should be compatible with one's life style. So I started designing very personal pieces exclusively for my clients. That's how PRIVATE COLLECTION, my jewellery shop, came about. PRIVATE COLLECTION makes jewellery exclusively for those who want a personal, unique collection that stand apart from the rest. We do also cater for those who like catalogue jewellery and have both conventional and modern pieces. My husband and I have very specific, separate clients, some who want to wear jewellery designed by my husband, Shakeel Saigol, and others who want my designs. These are all individual pieces, which reflect the personality of the women wearing them. We've had many exhibitions in and outside the country -- Saudi Arabia, Abu Dhabi, USA and London and sometimes go to great fests.

We needed a credit ceiling and the experience with FWBL was encouraging. Whenever we wanted something for our shop, they extended financial support to us, but they are very meticulous in their working. Ms. Zarine Aziz is a very fine Administrator who has the ability to delegate and discern between a good person and an efficient woman. She knows how to lift standards and to set standards, both at the same time. I think FWBL needed a person with dynamism for long and they have it now in her. I do things meticulously and in a sense the Bank reflects my style of working. But I don't think they need to be protectionist. Instead they should be more competitive. I also don't see why they can't have occasional male on their staff. If they can't find a gutsy young woman for a specific job, they should go for a young man who can. It may even put some men into their right calling. When other banks can employ women, I don't see why FWBL shouldn't employ occasional males. The bottom line is good service. The bank was tipped in Asia since Ms. Aziz took over - she's has made things move faster and better.

I bank with FWBL out of choice. When I started my business there was no women's bank in the country. In fact I was one of those seven women who proposed it, taking inspiration from Grameen Bank in Bangladesh. The idea was endorsed by the fact that women are better paymasters and more honest than men. It may appear a sweeping statement but that's my observation too. But while the government accepted our proposal, they didn't give us a stake in it ! Nevertheless, it's something a lot of women can look up to.